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THEY DON'T CALL US MASTERS FOR NOTHING !

Mortgage Masters, Inc. offers a variety of loan programs to meet your needs. We work with leading investors and the industry's biggest and best Portfolio Lenders in order to provide our customers with loans that have been specifically tailored to their needs.

We offer a no nonsense, educative approach to mortgage lending.  For YOU, the customer, it does not have to be a complex process.  We simplify the process for you, whilst making absolutely sure you are getting the very best financial instrument we can obtain for you, at a very reasonable cost.  We PERSONALIZE each of our mortgage solutions.  Please call us to discuss which of our many available options would be best for you.  We make a very thorough, detailed, careful and complex analysis in order to determine our personalized customer solutions.  We believe that such important undertakings should be left to the MASTERS of the craft.

 
Conforming 30 Year Fixed
Conforming 30 Year Fixed - Interest Only
Conforming 25 Year Fixed
Conforming 20 Year Fixed
Conforming 15 Year Fixed
Conforming 10 Year Fixed
Conforming 7 Year ARM
Conforming 7 Year ARM - Interest Only
Conforming 5 Year ARM
Conforming 5 Year ARM - Interest Only
Conforming 3 Year ARM
Conforming 3 Year ARM - Interest Only
High Balance 30 Year Fixed
High Balance 15 Year Fixed
High Balance 5 Year ARM

Rates last updated on Friday, May 07, 2010

Conforming 30 Year Fixed
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
4.5%4.125%4.955%
4.625%3.25%5.002%
4.75%2.375%5.05%
4.875%1.625%5.109%
5%1.125%5.19%
5.125%0.5%5.259%
5.25%0%5.34%
5.375%-0.875%5.386%
5.5%-1%5.5%

Conforming 30 Year Fixed - Interest Only
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
4.875%4.625%5.388%
5%4.125%5.469%
5.125%3.5%5.537%
5.25%2.625%5.582%
5.375%2.125%5.663%
5.5%2%5.778%

Conforming 25 Year Fixed
Term: 25 years   Maximum Amount: $417,000
RatesPointsAPR
4.5%4%5.009%
4.625%3.25%5.057%
4.75%2.375%5.093%
4.875%1.625%5.142%
5%1.125%5.217%
5.125%0.5%5.278%
5.25%-0.375%5.314%
5.375%-0.875%5.388%
5.5%-1%5.5%

Conforming 20 Year Fixed
Term: 20 years   Maximum Amount: $417,000
RatesPointsAPR
4.5%3.375%5.03%
4.625%2.625%5.063%
4.75%1.75%5.082%
4.875%1%5.116%
5%0.5%5.181%
5.125%-0.125%5.231%
5.25%-0.375%5.326%
5.375%-0.5%5.436%
5.5%-0.75%5.531%

Conforming 15 Year Fixed
Term: 15 years   Maximum Amount: $417,000
RatesPointsAPR
4%3.25%4.647%
4.125%2.25%4.618%
4.25%1.5%4.628%
4.375%0.875%4.658%
4.5%0.5%4.727%
4.625%0.125%4.795%
4.75%-0.5%4.826%
4.875%-0.625%4.932%
5%-0.75%5.038%

Conforming 10 Year Fixed
Term: 10 years   Maximum Amount: $417,000
RatesPointsAPR
4%3.25%4.933%
4.125%2.75%4.947%
4.25%1.5%4.795%
4.375%0.875%4.783%
4.5%0.5%4.826%
4.625%0.125%4.869%
4.75%-0.5%4.858%
4.875%-0.625%4.956%
5%-0.75%5.054%

Conforming 7 Year ARM
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
3.5%2.5%3.611%
3.625%2%3.629%
3.75%1.5%3.647%
3.875%1.125%3.675%
4%0.875%3.714%
4.125%0.625%3.754%
4.25%0.5%3.804%
4.375%0.375%3.854%

Conforming 7 Year ARM - Interest Only
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
3.5%2.75%3.632%
3.625%2.25%3.65%
3.75%1.75%3.668%
3.875%1.375%3.696%
4%1.125%3.736%
4.125%0.875%3.775%
4.25%0.75%3.825%
4.375%0.625%3.876%

Conforming 5 Year ARM
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
3.25%2.375%3.472%
3.375%1.875%3.475%
3.5%1.375%3.478%
3.625%0.875%3.482%
3.75%0.75%3.516%
3.875%0.625%3.551%
4%0.5%3.586%
4.125%0.25%3.61%

Conforming 5 Year ARM - Interest Only
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
3.25%2.625%3.493%
3.375%2.125%3.496%
3.5%1.625%3.499%
3.625%1.125%3.502%
3.75%1%3.537%
3.875%0.875%3.572%
4%0.75%3.606%
4.125%0.5%3.631%

Conforming 3 Year ARM
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
3.25%2.75%3.493%
3.375%2.25%3.479%
3.5%1.75%3.466%
3.625%1.25%3.453%
3.75%0.75%3.44%
3.875%0.625%3.458%
4%0.5%3.476%

Conforming 3 Year ARM - Interest Only
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
3.25%3%3.524%
3.375%2.5%3.527%
3.5%2%3.53%
3.625%1.125%3.502%
3.75%1%3.537%
3.875%0.875%3.572%
4%0.75%3.606%
4.125%0.5%3.631%

High Balance 30 Year Fixed
Term: 30 years   Maximum Amount: $729,750
RatesPointsAPR
4.75%3.625%5.165%
4.875%2.875%5.223%
5%2.375%5.304%
5.125%1.75%5.374%
5.25%0.875%5.42%
5.375%0.375%5.5%
5.5%0.25%5.614%

High Balance 15 Year Fixed
Term: 15 years   Maximum Amount: $729,750
RatesPointsAPR
4%4.5%4.845%
4.125%4%4.893%
4.25%2.75%4.823%
4.375%2.125%4.852%
4.5%1.75%4.92%
4.625%1.375%4.988%
4.75%0.75%5.017%
4.875%0.625%5.124%
5%0.5%5.23%

High Balance 5 Year ARM
Term: 30 years   Maximum Amount: $729,750
RatesPointsAPR
3.25%2.375%6.23%
3.375%1.875%6.232%
3.5%1.375%6.234%
3.625%0.875%6.235%
3.75%0.75%6.27%
3.875%0.625%6.306%
4%0.5%6.341%
4.125%0.25%6.365%


Fees & charges apply. Subject to underwriting approval. Not all applicants will be approved. Minimum credit score of 620 required. Full documentation & property insurance required. Loans are secured by liens against your property. Consolidating debts may increase the time and /or the total amount needed to repay your debt. Taxes & insurance extra. Terms, conditions & restrictions apply. For example, as of 04/20/2010, a $350,000 loan amount financed at 5.250% interest (5.473% APR) for 30 years, with 1.00 point origination fee, would result in 360 monthly principal and interest payments of $1,932.71. Your rate and term may vary. Rates subject to change without notice. Rates available on loan amounts from $250,001 to $417,000.


Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $4,170. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $729,750 with closing costs of $7,298. Your actual APR may be different depending upon these factors.